ditech's $395 Flat Fee
Looking to refinance your existing home and reduce your out-of-pocket costs? Well, at ditech we've reduced these lender closing costs to just $395. The lender fees cover:
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Escrow fees
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Appraisal fee
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Notary fees
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Processing
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Lender title insurance
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Mortgage recording fees
These are the fees not covered in the $395 Flat Fee:
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Prepaid interest - This amount represents interest paid to the lender for the number of days remaining in the month you close (This amount will change based on the final date of closing).
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Intangible, mortgage, property and transfer taxes - (determined by the local county, city or state taxing authority, where applicable)
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Private mortgage insurance premiums (if applicable)
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Homeowner/Hazard insurance on your home (homeowner's insurance on your new property).
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Monies required fund any escrow or impound accounts.
The $395 ditech Flat Fee® - No Points! No Broker Fees! No other lender closing costs - period!
Why pay more?
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Disclosures
Applies to owner-occupied single-family residential properties only. ditech.com will charge $395.00 for the cost of escrow fee, appraisal fee, notary fees, processing, title insurance and recording the mortgage. Borrower is responsible for new loan interest costs, buyers' title insurance, outstanding property lien, taxes, insurance, private mortgage insurance, association fees, seller fees, certifications and lock-in fees. In NY CEMA fees are paid by the borrower. In NJ the ditech fee is an application fee. Ditech fee not charged in all states. Subject to underwriting approval. Not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Some restrictions apply. Terms & conditions apply. Minimum loan amount for the $395.00 Flat Fee is $100,000. A $240,000 loan amount with a $395 ditech fee and financed at 7.267% APR for 30 years would result in 360 monthly payments of $1,637.22. Your rate and term may vary. Call the number above for details.